LightStream – Apply for a Loan
Contact Information
Company
LightStream (a division of Truist Bank)
Address
4445 Eastgate Mall, San Diego, CA 92121
Website
https://www.lightstream.com
LightStream – Repayment Schedule
Estimated monthly payments at APR 7.49%. Actual payment is determined at loan approval.
| Amount \ Term | 24 mo. | 36 mo. | 60 mo. | 84 mo. | 120 mo. |
|---|---|---|---|---|---|
| $10,000 USD | $449.95 | $311.02 | $200.33 | $153.33 | $118.65 |
| $20,000 USD | $899.90 | $622.03 | $400.66 | $306.67 | $237.30 |
| $30,000 USD | $1,349.85 | $933.05 | $601.00 | $460.00 | $355.95 |
| $40,000 USD | $1,799.80 | $1,244.07 | $801.33 | $613.33 | $474.60 |
| $50,000 USD | $2,249.75 | $1,555.08 | $1,001.66 | $766.67 | $593.25 |
| $60,000 USD | $2,699.70 | $1,866.10 | $1,201.99 | $920.00 | $711.90 |
Representative Example
Loan Amount
$7,500 USD
Repayment Term
60 months
APR
7.49%
Monthly Payment
$150.25
Total Interest Cost
$1,514.94
Total Amount Payable
$9,014.94
* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.
Quick Overview
Loan Amount
$5,000 USD – $100,000 USD
Term
24 – 144 months
APR from
7.49%
Approval
24 hours
Eligible Age
18+ years
Online Application
Yes
Eligibility Requirements
- ✓ Age 18+ years
- ✓ US resident
- ✓ Excellent credit (720+)
- ✓ Several years of credit history
- ✓ Stable, verifiable income
Loan Features
- APR from 7.49% with autopay
- Loans up to $100,000
- Terms up to 12 years
- No fees, no prepayment penalty
- Rate Beat Program
Ready to apply?
Go to LightStream Official Site ad