Upgrade – Apply for a Loan
Contact Information
Company
Upgrade, Inc.
Address
275 Battery Street, 23rd Floor, San Francisco, CA 94111
Website
https://www.upgrade.com
Upgrade – Repayment Schedule
Estimated monthly payments at APR 7.99%. Actual payment is determined at loan approval.
| Amount \ Term | 24 mo. | 36 mo. | 60 mo. | 84 mo. |
|---|---|---|---|---|
| $5,000 USD | $226.11 | $156.66 | $101.36 | $77.91 |
| $10,000 USD | $452.23 | $313.32 | $202.72 | $155.81 |
| $15,000 USD | $678.34 | $469.98 | $304.07 | $233.72 |
| $20,000 USD | $904.45 | $626.64 | $405.43 | $311.62 |
| $25,000 USD | $1,130.57 | $783.29 | $506.79 | $389.53 |
| $30,000 USD | $1,356.68 | $939.95 | $608.15 | $467.44 |
Representative Example
Loan Amount
$5,500 USD
Repayment Term
60 months
APR
7.99%
Monthly Payment
$111.49
Total Interest Cost
$1,189.63
Total Amount Payable
$6,689.63
* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.
Quick Overview
Loan Amount
$1,000 USD – $50,000 USD
Term
24 – 84 months
APR from
7.99%
Approval
1-4 business days
Eligible Age
18+ years
Online Application
Yes
Eligibility Requirements
- ✓ Age 18+ years (19 in AL, NE)
- ✓ US citizen, permanent resident, or eligible visa
- ✓ Verifiable income
- ✓ Credit score 580+
- ✓ Valid US bank account
Loan Features
- Joint applicants accepted
- Loans from $1,000
- Direct creditor payments
- Free credit monitoring
- Mobile app for management
Ready to apply?
Go to Upgrade Official Site ad