$4,000 USD Loan – Compare Offers
Comparing 23 offers for $4,000 USD. Rates updated June 2, 2026.
| Lender | Amount | APR from | Term | Approval | Rating | Action |
|---|---|---|---|---|---|---|
| $3,500 USD – $40,000 USD | 9.99% to 24.99% | 36 – 72 mo. | 1-4 business days | ★★★★★ 4.4 | Details Apply ad | |
| $2,500 USD – $40,000 USD | 7.99% to 24.99% | 36 – 84 mo. | Next business day | ★★★★★ 4.5 | Details Apply ad | |
| $1,000 USD – $50,000 USD | 7.80% to 35.99% | 36 – 60 mo. | Next business day | ★★★★★ 4.3 | Details Apply ad | |
| $1,000 USD – $50,000 USD | 7.99% to 35.99% | 24 – 84 mo. | 1-4 business days | ★★★★★ 4.4 | Details Apply ad | |
| $2,000 USD – $50,000 USD | 6.99% to 35.99% | 36 – 60 mo. | 1-3 business days | ★★★★★ 4.5 | Details Apply ad | |
| $1,000 USD – $40,000 USD | 8.98% to 35.99% | 24 – 60 mo. | 4 business days avg. | ★★★★★ 4.2 | Details Apply ad | |
| $2,000 USD – $35,000 USD | 9.95% to 35.99% | 24 – 60 mo. | Next business day | ★★★★★ 4.1 | Details Apply ad | |
| $1,500 USD – $20,000 USD | 18.00% to 35.99% | 24 – 60 mo. | Same day | ★★★★★ 4.3 | Details Apply ad | |
| $2,000 USD – $50,000 USD | 8.99% to 35.99% | 24 – 60 mo. | 1-3 business days | ★★★★★ 4.2 | Details Apply ad | |
| $1,000 USD – $250,000 USD | 4.39% to 16.99% | 60 – 180 mo. | 1-3 business days | ★★★★★ 4.5 | Details Apply ad | |
| $1,000 USD – $65,000 USD | 4.50% to 16.74% | 60 – 180 mo. | 15 minutes | ★★★★★ 4.1 | Details Apply ad | |
| $4,000 USD – $75,000 USD | 7.40% to 24.99% | 36 – 75 mo. | Pre-qualified in minutes | ★★★★★ 4.3 | Details Apply ad | |
| $0 USD – $15,000 USD | 0.00% to 0.00% | 0 – 0 mo. | Instant | ★★★★☆ 4.0 | Details Apply ad | |
| $2,000 USD – $45,000 USD | 9.12% to 29.99% | 36 – 60 mo. | Same day | ★★★★★ 4.3 | Details Apply ad | |
| $3,000 USD – $100,000 USD | 6.99% to 24.74% | 12 – 84 mo. | 1-3 business days | ★★★★☆ 4.0 | Details Apply ad | |
| $1,000 USD – $50,000 USD | 7.99% to 24.99% | 12 – 84 mo. | Same day for customers | ★★★★★ 4.1 | Details Apply ad | |
| $600 USD – $50,000 USD | 7.99% to 17.99% | 12 – 60 mo. | 1-2 business days | ★★★★★ 4.5 | Details Apply ad | |
| $3,500 USD – $50,000 USD | 8.39% to 18.49% | 24 – 60 mo. | 1-3 business days | ★★★★☆ 4.0 | Details Apply ad | |
| $1,000 USD – $35,000 USD | 8.39% to 28.74% | 6 – 60 mo. | 1-7 business days | ★★★★☆ 4.0 | Details Apply ad | |
| $500 USD – $5,000 USD | 109.00% to 195.00% | 9 – 24 mo. | Next business day | ★★★★★ 4.4 | Details Apply ad | |
| $1,000 USD – $25,000 USD | 18.99% to 35.99% | 12 – 60 mo. | Same day in branch | ★★★★☆ 4.0 | Details Apply ad | |
| $1,000 USD – $50,000 USD | 11.69% to 35.99% | 36 – 84 mo. | 1-4 business days | ★★★★★ 4.1 | Details Apply ad | |
| $1,000 USD – $150,000 USD | 3.99% to 17.99% | 60 – 180 mo. | 3 minutes pre-approval | ★★★★★ 4.6 | Details Apply ad |
Sample Monthly Payments for $4,000 USD Loan
12 mo.
$351.64/mo.
Total: $4,219.74
24 mo.
$184.56/mo.
Total: $4,429.47
36 mo.
$129.05/mo.
Total: $4,645.80
60 mo.
$84.97/mo.
Total: $5,098.11
84 mo.
$66.38/mo.
Total: $5,576.26
* Example at 9.99% APR. Actual payment varies by lender. Contact the lender for an exact quote.
How to Choose the Best Loan?
When comparing loans, always look at the Annual Percentage Rate (APR), not just the interest rate. The APR includes all loan costs – interest, origination fees, insurance, and other charges.
Also check the total amount payable – with a longer repayment term, your monthly payment is lower, but you'll pay significantly more interest overall.