Marcus by Goldman Sachs – Apply for a Loan

4.4 / 5  (2,980 reviews)
Maximum Amount $40,000 USD
APR from 9.99%
Term 36 – 72 mo.
Funds in 1-4 business days
Apply on the Official Marcus by Goldman Sachs Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by Marcus by Goldman Sachs subject to eligibility and terms.

Contact Information

Company Goldman Sachs Bank USA
Address 200 West Street, New York, NY 10282

Marcus by Goldman Sachs – Repayment Schedule

Estimated monthly payments at APR 9.99%. Actual payment is determined at loan approval.

Amount \ Term 36 mo. 60 mo.
$5,000 USD $161.31 $106.21
$10,000 USD $322.62 $212.42
$15,000 USD $483.94 $318.63
$20,000 USD $645.25 $424.84
$25,000 USD $806.56 $531.05
$30,000 USD $967.87 $637.26

Representative Example

Loan Amount $6,750 USD
Repayment Term 60 months
APR 9.99%
Monthly Payment $143.38
Total Interest Cost $1,853.06
Total Amount Payable $8,603.06

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $3,500 USD – $40,000 USD
Term 36 – 72 months
APR from 9.99%
Approval 1-4 business days
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ US citizen or permanent resident
  • ✓ Valid US bank account
  • ✓ Credit score 660+
  • ✓ Verifiable income

Loan Features

  • No fees of any kind
  • Fixed-rate loans only
  • On-time payment reward
  • Defer a payment after 12 on-time months
  • Backed by Goldman Sachs