Upstart – Apply for a Loan
Contact Information
Company
Upstart Network, Inc.
Address
2950 S Delaware Street, Suite 300, San Mateo, CA 94403
Website
https://www.upstart.com
Upstart – Repayment Schedule
Estimated monthly payments at APR 7.80%. Actual payment is determined at loan approval.
| Amount \ Term | 36 mo. | 60 mo. |
|---|---|---|
| $5,000 USD | $156.22 | $100.90 |
| $10,000 USD | $312.44 | $201.81 |
| $15,000 USD | $468.66 | $302.71 |
| $20,000 USD | $624.88 | $403.62 |
| $25,000 USD | $781.10 | $504.52 |
| $30,000 USD | $937.33 | $605.42 |
Representative Example
Loan Amount
$5,500 USD
Repayment Term
60 months
APR
7.80%
Monthly Payment
$110.99
Total Interest Cost
$1,159.67
Total Amount Payable
$6,659.67
* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.
Quick Overview
Loan Amount
$1,000 USD – $50,000 USD
Term
36 – 60 months
APR from
7.80%
Approval
Next business day
Eligible Age
18+ years
Online Application
Yes
Eligibility Requirements
- ✓ Age 18+ years (19 in AL, NE; 21 in MS, PR)
- ✓ US citizen or permanent resident
- ✓ Verifiable income or job offer within 6 months
- ✓ Credit score 300+ or no credit history
- ✓ Active US bank account
Loan Features
- AI-powered approval
- Loans from $1,000
- Fair credit accepted
- Next-day funding
- Approves thin-file borrowers
Ready to apply?
Go to Upstart Official Site ad