Compare Loans

Compare Loans 2026

Comparing 37 offers. Rates updated July 21, 2026.

$1,000 USD $2,000 USD $5,000 USD $10,000 USD $20,000 USD $50,000 USD $100,000 USD
Lender Amount APR from Term Approval Rating Action
SoFi SoFi
$5,000 USD – $100,000 USD 8.99% to 25.81% 24 – 84 mo. Same day ★★★★★ 4.7 Details Apply ad
LightStream LightStream
$5,000 USD – $100,000 USD 7.49% to 25.49% 24 – 144 mo. 24 hours ★★★★★ 4.6 Details Apply ad
Marcus by Goldman Sachs Marcus by Goldman Sachs
$3,500 USD – $40,000 USD 9.99% to 24.99% 36 – 72 mo. 1-4 business days ★★★★★ 4.4 Details Apply ad
Discover Personal Loans Discover Personal Loans
$2,500 USD – $40,000 USD 7.99% to 24.99% 36 – 84 mo. Next business day ★★★★★ 4.5 Details Apply ad
Upstart Upstart
$1,000 USD – $50,000 USD 7.80% to 35.99% 36 – 60 mo. Next business day ★★★★★ 4.3 Details Apply ad
Upgrade Upgrade
$1,000 USD – $50,000 USD 7.99% to 35.99% 24 – 84 mo. 1-4 business days ★★★★★ 4.4 Details Apply ad
Best Egg Best Egg
$2,000 USD – $50,000 USD 6.99% to 35.99% 36 – 60 mo. 1-3 business days ★★★★★ 4.5 Details Apply ad
LendingClub LendingClub
$1,000 USD – $40,000 USD 8.98% to 35.99% 24 – 60 mo. 4 business days avg. ★★★★★ 4.2 Details Apply ad
Avant Avant
$2,000 USD – $35,000 USD 9.95% to 35.99% 24 – 60 mo. Next business day ★★★★★ 4.1 Details Apply ad
OneMain Financial OneMain Financial
$1,500 USD – $20,000 USD 18.00% to 35.99% 24 – 60 mo. Same day ★★★★★ 4.3 Details Apply ad
Prosper Prosper
$2,000 USD – $50,000 USD 8.99% to 35.99% 24 – 60 mo. 1-3 business days ★★★★★ 4.2 Details Apply ad
Happy Money Happy Money
$5,000 USD – $40,000 USD 11.72% to 24.50% 24 – 60 mo. 3-6 business days ★★★★★ 4.4 Details Apply ad
Achieve Achieve
$5,000 USD – $50,000 USD 8.99% to 35.99% 24 – 60 mo. 1-3 business days ★★★★★ 4.3 Details Apply ad
Earnest Earnest
$1,000 USD – $250,000 USD 4.39% to 16.99% 60 – 180 mo. 1-3 business days ★★★★★ 4.5 Details Apply ad
Sallie Mae Sallie Mae
$1,000 USD – $65,000 USD 4.50% to 16.74% 60 – 180 mo. 15 minutes ★★★★★ 4.1 Details Apply ad
Capital One Auto Capital One Auto
$4,000 USD – $75,000 USD 7.40% to 24.99% 36 – 75 mo. Pre-qualified in minutes ★★★★★ 4.3 Details Apply ad
Figure Figure
$15,000 USD – $400,000 USD 7.85% to 18.50% 60 – 360 mo. 5 days ★★★★★ 4.6 Details Apply ad
Bluevine Bluevine
$6,000 USD – $250,000 USD 6.20% to 30.00% 6 – 12 mo. Same day ★★★★★ 4.4 Details Apply ad
OnDeck OnDeck
$5,000 USD – $250,000 USD 35.40% to 99.90% 3 – 24 mo. 24 hours ★★★★★ 4.2 Details Apply ad
Netspend Netspend
$0 USD – $15,000 USD 0.00% to 0.00% 0 – 0 mo. Instant ★★★★☆ 4.0 Details Apply ad
Rocket Loans Rocket Loans
$2,000 USD – $45,000 USD 9.12% to 29.99% 36 – 60 mo. Same day ★★★★★ 4.3 Details Apply ad
Wells Fargo Personal Loan Wells Fargo Personal Loan
$3,000 USD – $100,000 USD 6.99% to 24.74% 12 – 84 mo. 1-3 business days ★★★★☆ 4.0 Details Apply ad
U.S. Bank Personal Loan U.S. Bank Personal Loan
$1,000 USD – $50,000 USD 7.99% to 24.99% 12 – 84 mo. Same day for customers ★★★★★ 4.1 Details Apply ad
PenFed Credit Union PenFed Credit Union
$600 USD – $50,000 USD 7.99% to 17.99% 12 – 60 mo. 1-2 business days ★★★★★ 4.5 Details Apply ad
Truist Bank Truist Bank
$3,500 USD – $50,000 USD 8.39% to 18.49% 24 – 60 mo. 1-3 business days ★★★★☆ 4.0 Details Apply ad
PNC Bank PNC Bank
$1,000 USD – $35,000 USD 8.39% to 28.74% 6 – 60 mo. 1-7 business days ★★★★☆ 4.0 Details Apply ad
Citizens Bank Citizens Bank
$5,000 USD – $50,000 USD 7.99% to 21.25% 36 – 84 mo. 1-3 business days ★★★★★ 4.2 Details Apply ad
OppLoans OppLoans
$500 USD – $5,000 USD 109.00% to 195.00% 9 – 24 mo. Next business day ★★★★★ 4.4 Details Apply ad
Mariner Finance Mariner Finance
$1,000 USD – $25,000 USD 18.99% to 35.99% 12 – 60 mo. Same day in branch ★★★★☆ 4.0 Details Apply ad
Universal Credit Universal Credit
$1,000 USD – $50,000 USD 11.69% to 35.99% 36 – 84 mo. 1-4 business days ★★★★★ 4.1 Details Apply ad
College Ave College Ave
$1,000 USD – $150,000 USD 3.99% to 17.99% 60 – 180 mo. 3 minutes pre-approval ★★★★★ 4.6 Details Apply ad
247fastfunds 247fastfunds
$100 USD – $5,000 USD N/A – mo. As fast as 24 hours ★★★★☆ 4.0 Details Apply ad
Bepelo Bepelo
$500 USD – $5,000 USD 5.99% to 35.99% 3 – 24 mo. Funds as fast as one business day ★★★★☆ 4.0 Details Apply ad
Credifa Credifa
$500 USD – $5,000 USD N/A to 35.99% – mo. Funds accessed in 24-48 hours ★★★★☆ 4.0 Details Apply ad
Kreditstar Kreditstar
$500 USD – $5,000 USD N/A to 35.99% 3 – 24 mo. Funds within one business day (as fast as 24 hours) ★★★★☆ 4.0 Details Apply ad
Sosocredit Sosocredit
$500 USD – $5,000 USD 5.99% to 35.99% 3 – 24 mo. Funds deposited directly to bank account after approval; no specific guaranteed timeframe stated ★★★★☆ 4.0 Details Apply ad
Wizzay Wizzay
$500 USD – $5,000 USD N/A to 35.99% 12 – 30 mo. As fast as 24 hours (funds as fast as one business day) ★★★★☆ 4.0 Details Apply ad

How to Choose the Best Loan?

When comparing loans, always look at the Annual Percentage Rate (APR), not just the interest rate. The APR includes all loan costs – interest, origination fees, insurance, and other charges.

Also check the total amount payable – with a longer repayment term, your monthly payment is lower, but you'll pay significantly more interest overall.