Comparing 31 lenders. Choose a loan type or browse all offers below.
SoFi is a leading online lender offering personal loans up to $100,000 with no fees, fast funding, and member perks like unemployment protection.
LightStream is the online lending division of Truist Bank offering unsecured personal loans up to $100,000 with some of the lowest APRs in the US market.
Marcus by Goldman Sachs offers no-fee personal loans with fixed rates, on-time payment rewards, and the backing of one of Wall Street's most trusted names.
Discover offers fixed-rate personal loans with no origination fees, 30-day money-back guarantee, and direct payment to creditors for debt consolidation.
Upstart uses AI to look beyond the credit score, approving borrowers other lenders reject and offering loans from $1,000 to $50,000.
Upgrade offers personal loans from $1,000 to $50,000 with flexible terms up to 7 years and accepts joint applicants and co-signers.
Best Egg specializes in fast, fixed-rate personal loans up to $50,000 with the option to use a vehicle as collateral for lower rates.
LendingClub is one of America's largest personal lenders, offering loans up to $40,000 with joint application options and direct creditor payments.
Avant offers personal loans designed for fair-credit borrowers, with fast funding and a streamlined mobile-first application process.
OneMain Financial offers secured and unsecured personal loans up to $20,000, accepting bad credit and even no credit history.
Prosper is America's first peer-to-peer lender, offering personal loans up to $50,000 funded by individual and institutional investors.
Happy Money (formerly Payoff) focuses exclusively on credit card debt consolidation with fixed-rate personal loans up to $40,000.
Achieve (formerly FreedomPlus) offers personal loans with rate discounts for using a co-borrower, securing the loan, or paying down debt directly.
Earnest offers low-rate private student loans and student loan refinancing with flexible terms and a 9-month grace period after graduation.
Sallie Mae is the largest US private student lender, offering loans for undergraduate, graduate, K-12, and career training with multiple repayment options.
Capital One Auto Navigator offers fast online auto loan pre-qualification with no impact on credit and financing for new, used, and refinanced vehicles.
Figure offers fast online HELOCs with funding in as little as 5 days, leveraging blockchain technology for transparent terms and competitive rates.
Bluevine provides fast business lines of credit up to $250,000 with same-day approval, focused on small businesses with 2+ years in operation.
OnDeck is a leading US small business lender offering term loans and lines of credit with weekly payments and same-day funding.
Netspend offers reloadable prepaid Visa and Mastercard debit cards with no credit check, direct deposit, and early payday up to 2 days early.
Rocket Loans, part of the Rocket Companies family, offers fast online personal loans up to $45,000 with same-day funding for qualified borrowers.
Wells Fargo offers unsecured personal loans up to $100,000 with no origination fees and rate discounts for existing customers with qualifying accounts.
U.S. Bank offers unsecured personal loans up to $50,000 with no origination fees for both existing customers and new applicants in eligible states.
PenFed Credit Union offers competitive personal loans starting at $600 with no origination fee, open membership for all US residents.
Truist Bank, formed by the merger of BB&T and SunTrust, offers personal loans with no origination fees and a 0.25% autopay discount.
PNC Bank offers unsecured personal loans and lines of credit with no application fees and rate discounts for existing customers with qualifying deposit accounts.
Citizens Bank offers no-fee personal loans up to $50,000 plus one of the most popular student loan refinance programs in the US through Citizens Student Loans.
OppLoans is a fintech offering installment loans to consumers with no or poor credit, with rates lower than payday loans but still triple-digit APR.
Mariner Finance is a regional consumer lender with 480+ branches across 27 states, offering personal loans, secured loans, and auto loans for fair credit borrowers.
Universal Credit, a brand of Upgrade, offers personal loans designed for fair credit borrowers with credit-builder tools and direct creditor payments.
College Ave is a dedicated private student lender offering undergraduate, graduate, parent, and refinancing loans with 3-minute pre-approval and customizable terms.