$1,000 USD Loan – Compare Offers

Comparing 19 offers for $1,000 USD. Rates updated July 21, 2026.

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Lender Amount APR from Term Approval Rating Action
$1,000 USD – $50,000 USD 7.80% to 35.99% 36 – 60 mo. Next business day 4.3 Details Apply ad
$1,000 USD – $50,000 USD 7.99% to 35.99% 24 – 84 mo. 1-4 business days 4.4 Details Apply ad
$1,000 USD – $40,000 USD 8.98% to 35.99% 24 – 60 mo. 4 business days avg. 4.2 Details Apply ad
$1,000 USD – $250,000 USD 4.39% to 16.99% 60 – 180 mo. 1-3 business days 4.5 Details Apply ad
$1,000 USD – $65,000 USD 4.50% to 16.74% 60 – 180 mo. 15 minutes 4.1 Details Apply ad
$0 USD – $15,000 USD 0.00% to 0.00% 0 – 0 mo. Instant 4.0 Details Apply ad
$1,000 USD – $50,000 USD 7.99% to 24.99% 12 – 84 mo. Same day for customers 4.1 Details Apply ad
$600 USD – $50,000 USD 7.99% to 17.99% 12 – 60 mo. 1-2 business days 4.5 Details Apply ad
$1,000 USD – $35,000 USD 8.39% to 28.74% 6 – 60 mo. 1-7 business days 4.0 Details Apply ad
$500 USD – $5,000 USD 109.00% to 195.00% 9 – 24 mo. Next business day 4.4 Details Apply ad
$1,000 USD – $25,000 USD 18.99% to 35.99% 12 – 60 mo. Same day in branch 4.0 Details Apply ad
$1,000 USD – $50,000 USD 11.69% to 35.99% 36 – 84 mo. 1-4 business days 4.1 Details Apply ad
$1,000 USD – $150,000 USD 3.99% to 17.99% 60 – 180 mo. 3 minutes pre-approval 4.6 Details Apply ad
247fastfunds 247fastfunds
$100 USD – $5,000 USD N/A – mo. As fast as 24 hours 4.0 Details Apply ad
$500 USD – $5,000 USD 5.99% to 35.99% 3 – 24 mo. Funds as fast as one business day 4.0 Details Apply ad
$500 USD – $5,000 USD N/A to 35.99% – mo. Funds accessed in 24-48 hours 4.0 Details Apply ad
$500 USD – $5,000 USD N/A to 35.99% 3 – 24 mo. Funds within one business day (as fast as 24 hours) 4.0 Details Apply ad
$500 USD – $5,000 USD 5.99% to 35.99% 3 – 24 mo. Funds deposited directly to bank account after approval; no specific guaranteed timeframe stated 4.0 Details Apply ad
Wizzay Wizzay
$500 USD – $5,000 USD N/A to 35.99% 12 – 30 mo. As fast as 24 hours (funds as fast as one business day) 4.0 Details Apply ad

Sample Monthly Payments for $1,000 USD Loan

12 mo. $87.91/mo. Total: $1,054.93
24 mo. $46.14/mo. Total: $1,107.37
36 mo. $32.26/mo. Total: $1,161.45
60 mo. $21.24/mo. Total: $1,274.53
84 mo. $16.60/mo. Total: $1,394.07

* Example at 9.99% APR. Actual payment varies by lender. Contact the lender for an exact quote.

How to Choose the Best Loan?

When comparing loans, always look at the Annual Percentage Rate (APR), not just the interest rate. The APR includes all loan costs – interest, origination fees, insurance, and other charges.

Also check the total amount payable – with a longer repayment term, your monthly payment is lower, but you'll pay significantly more interest overall.