Citizens Bank – Apply for a Loan
Contact Information
Company
Citizens Bank, N.A.
Address
One Citizens Plaza, Providence, RI 02903
Website
https://www.citizensbank.com
Citizens Bank – Repayment Schedule
Estimated monthly payments at APR 7.99%. Actual payment is determined at loan approval.
| Amount \ Term | 36 mo. | 60 mo. | 84 mo. |
|---|---|---|---|
| $5,000 USD | $156.66 | $101.36 | $77.91 |
| $10,000 USD | $313.32 | $202.72 | $155.81 |
| $15,000 USD | $469.98 | $304.07 | $233.72 |
| $20,000 USD | $626.64 | $405.43 | $311.62 |
| $25,000 USD | $783.29 | $506.79 | $389.53 |
| $30,000 USD | $939.95 | $608.15 | $467.44 |
Representative Example
Loan Amount
$7,500 USD
Repayment Term
60 months
APR
7.99%
Monthly Payment
$152.04
Total Interest Cost
$1,622.22
Total Amount Payable
$9,122.22
* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.
Quick Overview
Loan Amount
$5,000 USD – $50,000 USD
Term
36 – 84 months
APR from
7.99%
Approval
1-3 business days
Eligible Age
18+ years
Online Application
Yes
Eligibility Requirements
- ✓ Age 18+ years
- ✓ US resident in eligible state
- ✓ FICO 680+
- ✓ Verifiable income
- ✓ US bank account
Loan Features
- No fees at all
- Loyalty + autopay discounts
- Loans up to $50,000
- Student loan refinancing
- Joint applicants accepted
Ready to apply?
Go to Citizens Bank Official Site ad