Happy Money – Apply for a Loan
Contact Information
Company
Happy Money, Inc.
Address
17872 Gillette Avenue, Suite 250, Irvine, CA 92614
Website
https://www.happymoney.com
Happy Money – Repayment Schedule
Estimated monthly payments at APR 11.72%. Actual payment is determined at loan approval.
| Amount \ Term | 24 mo. | 36 mo. | 60 mo. |
|---|---|---|---|
| $5,000 USD | $234.71 | $165.40 | $110.52 |
| $10,000 USD | $469.43 | $330.81 | $221.03 |
| $15,000 USD | $704.14 | $496.21 | $331.55 |
| $20,000 USD | $938.86 | $661.61 | $442.06 |
| $25,000 USD | $1,173.57 | $827.02 | $552.58 |
| $30,000 USD | $1,408.28 | $992.42 | $663.10 |
Representative Example
Loan Amount
$7,500 USD
Repayment Term
60 months
APR
11.72%
Monthly Payment
$165.77
Total Interest Cost
$2,446.45
Total Amount Payable
$9,946.45
* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.
Quick Overview
Loan Amount
$5,000 USD – $40,000 USD
Term
24 – 60 months
APR from
11.72%
Approval
3-6 business days
Eligible Age
18+ years
Online Application
Yes
Eligibility Requirements
- ✓ Age 18+ years
- ✓ US citizen or permanent resident
- ✓ Credit score 640+
- ✓ Debt-to-income ratio under 50%
- ✓ Existing credit card debt
Loan Features
- Credit card payoff focus
- APR capped at 24.50%
- No late fees
- Free FICO tracking
- Funded by credit unions
Ready to apply?
Go to Happy Money Official Site ad