LendingClub – Apply for a Loan
Contact Information
Company
LendingClub Bank, N.A.
Address
595 Market Street, Suite 200, San Francisco, CA 94105
Website
https://www.lendingclub.com
LendingClub – Repayment Schedule
Estimated monthly payments at APR 8.98%. Actual payment is determined at loan approval.
| Amount \ Term | 24 mo. | 36 mo. | 60 mo. |
|---|---|---|---|
| $5,000 USD | $228.38 | $158.95 | $103.74 |
| $10,000 USD | $456.76 | $317.90 | $207.49 |
| $15,000 USD | $685.13 | $476.86 | $311.23 |
| $20,000 USD | $913.51 | $635.81 | $414.97 |
| $25,000 USD | $1,141.89 | $794.76 | $518.72 |
| $30,000 USD | $1,370.27 | $953.71 | $622.46 |
Representative Example
Loan Amount
$5,500 USD
Repayment Term
60 months
APR
8.98%
Monthly Payment
$114.12
Total Interest Cost
$1,347.05
Total Amount Payable
$6,847.05
* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.
Quick Overview
Loan Amount
$1,000 USD – $40,000 USD
Term
24 – 60 months
APR from
8.98%
Approval
4 business days avg.
Eligible Age
18+ years
Online Application
Yes
Eligibility Requirements
- ✓ Age 18+ years
- ✓ US citizen, permanent resident, or visa holder
- ✓ Verifiable bank account
- ✓ Credit score 600+
- ✓ Debt-to-income ratio below 40%
Loan Features
- Joint applications accepted
- Direct creditor payments
- Loans up to $40,000
- Pre-qualification with soft pull
- FDIC-insured bank
Ready to apply?
Go to LendingClub Official Site ad