OnDeck – Apply for a Loan

4.2 / 5  (3,470 reviews)
Maximum Amount $250,000 USD
APR from 35.40%
Term 3 – 24 mo.
Funds in 24 hours
Apply on the Official OnDeck Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by OnDeck subject to eligibility and terms.

Contact Information

Company OnDeck Capital, Inc.
Address 1400 Broadway, 25th Floor, New York, NY 10018

OnDeck – Repayment Schedule

Estimated monthly payments at APR 35.40%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo.
$10,000 USD $1,001.62 $587.30
$20,000 USD $2,003.25 $1,174.60
$30,000 USD $3,004.87 $1,761.90
$40,000 USD $4,006.50 $2,349.19
$50,000 USD $5,008.12 $2,936.49
$60,000 USD $6,009.75 $3,523.79

Representative Example

Loan Amount $7,500 USD
Repayment Term 24 months
APR 35.40%
Monthly Payment $440.47
Total Interest Cost $3,071.37
Total Amount Payable $10,571.37

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $5,000 USD – $250,000 USD
Term 3 – 24 months
APR from 35.40%
Approval 24 hours
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ US business owner
  • ✓ 1+ year in business
  • ✓ Annual revenue $100,000+
  • ✓ FICO 625+
  • ✓ Business bank account

Loan Features

  • Same-day or 24-hour funding
  • Loans up to $250,000
  • Lower business requirements
  • Build business credit
  • Term loans + line of credit