OppLoans – Apply for a Loan

4.4 / 5  (4,830 reviews)
Maximum Amount $5,000 USD
APR from 109.00%
Term 9 – 24 mo.
Funds in Next business day
Apply on the Official OppLoans Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by OppLoans subject to eligibility and terms.

Contact Information

Company Opportunity Financial, LLC
Address 130 East Randolph Street, Suite 3400, Chicago, IL 60601

OppLoans – Repayment Schedule

Estimated monthly payments at APR 109.00%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo.
$1,000 USD $140.24 $103.70
$2,000 USD $280.47 $207.41
$3,000 USD $420.71 $311.11
$4,000 USD $560.95 $414.82
$5,000 USD $701.19 $518.52

Representative Example

Loan Amount $2,750 USD
Repayment Term 24 months
APR 109.00%
Monthly Payment $285.19
Total Interest Cost $4,094.45
Total Amount Payable $6,844.45

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $500 USD – $5,000 USD
Term 9 – 24 months
APR from 109.00%
Approval Next business day
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ US resident in eligible state
  • ✓ Monthly income $1,500+
  • ✓ Direct deposit checking account
  • ✓ No active payday loans

Loan Features

  • No credit history required
  • Loans from $500
  • Next-day funding
  • Reports to all 3 bureaus
  • Mobile app management