PenFed Credit Union – Apply for a Loan

4.5 / 5  (2,840 reviews)
Maximum Amount $50,000 USD
APR from 7.99%
Term 12 – 60 mo.
Funds in 1-2 business days
Apply on the Official PenFed Credit Union Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by PenFed Credit Union subject to eligibility and terms.

Contact Information

Company Pentagon Federal Credit Union
Address 7940 Jones Branch Drive, McLean, VA 22102

PenFed Credit Union – Repayment Schedule

Estimated monthly payments at APR 7.99%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo. 36 mo. 60 mo.
$5,000 USD $434.92 $226.11 $156.66 $101.36
$10,000 USD $869.84 $452.23 $313.32 $202.72
$15,000 USD $1,304.76 $678.34 $469.98 $304.07
$20,000 USD $1,739.68 $904.45 $626.64 $405.43
$25,000 USD $2,174.60 $1,130.57 $783.29 $506.79
$30,000 USD $2,609.51 $1,356.68 $939.95 $608.15

Representative Example

Loan Amount $5,300 USD
Repayment Term 60 months
APR 7.99%
Monthly Payment $107.44
Total Interest Cost $1,146.37
Total Amount Payable $6,446.37

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $600 USD – $50,000 USD
Term 12 – 60 months
APR from 7.99%
Approval 1-2 business days
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ US resident
  • ✓ Open PenFed savings account ($5)
  • ✓ FICO 670+ for best rates
  • ✓ Verifiable income

Loan Features

  • No origination fees
  • Loans from $600 to $50,000
  • Open membership
  • Joint applicants accepted
  • Same-day decisions for members