Truist Bank – Apply for a Loan

4.0 / 5  (1,950 reviews)
Maximum Amount $50,000 USD
APR from 8.39%
Term 24 – 60 mo.
Funds in 1-3 business days
Apply on the Official Truist Bank Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by Truist Bank subject to eligibility and terms.

Contact Information

Company Truist Bank
Address 214 North Tryon Street, Charlotte, NC 28202

Truist Bank – Repayment Schedule

Estimated monthly payments at APR 8.39%. Actual payment is determined at loan approval.

Amount \ Term 24 mo. 36 mo. 60 mo.
$5,000 USD $227.03 $157.58 $102.32
$10,000 USD $454.05 $315.17 $204.64
$15,000 USD $681.08 $472.75 $306.95
$20,000 USD $908.11 $630.33 $409.27
$25,000 USD $1,135.13 $787.91 $511.59
$30,000 USD $1,362.16 $945.50 $613.91

Representative Example

Loan Amount $6,750 USD
Repayment Term 60 months
APR 8.39%
Monthly Payment $138.13
Total Interest Cost $1,537.74
Total Amount Payable $8,287.74

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $3,500 USD – $50,000 USD
Term 24 – 60 months
APR from 8.39%
Approval 1-3 business days
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ US resident in Truist service area
  • ✓ FICO 660+
  • ✓ Verifiable income
  • ✓ Truist or US bank account

Loan Features

  • No origination fees
  • 0.25% autopay discount
  • Loans up to $50,000
  • Joint applicants accepted
  • Large branch network