Universal Credit – Apply for a Loan
Contact Information
Company
Upgrade, Inc. (Universal Credit)
Address
275 Battery Street, 23rd Floor, San Francisco, CA 94111
Website
https://www.universalcredit.com
Universal Credit – Repayment Schedule
Estimated monthly payments at APR 11.69%. Actual payment is determined at loan approval.
| Amount \ Term | 36 mo. | 60 mo. | 84 mo. |
|---|---|---|---|
| $5,000 USD | $165.33 | $110.44 | $87.44 |
| $10,000 USD | $330.66 | $220.88 | $174.87 |
| $15,000 USD | $496.00 | $331.32 | $262.31 |
| $20,000 USD | $661.33 | $441.76 | $349.75 |
| $25,000 USD | $826.66 | $552.20 | $437.18 |
| $30,000 USD | $991.99 | $662.64 | $524.62 |
Representative Example
Loan Amount
$5,500 USD
Repayment Term
60 months
APR
11.69%
Monthly Payment
$121.48
Total Interest Cost
$1,789.08
Total Amount Payable
$7,289.08
* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.
Quick Overview
Loan Amount
$1,000 USD – $50,000 USD
Term
36 – 84 months
APR from
11.69%
Approval
1-4 business days
Eligible Age
18+ years
Online Application
Yes
Eligibility Requirements
- ✓ Age 18+ years
- ✓ US citizen or permanent resident
- ✓ FICO 560+
- ✓ Verifiable income
- ✓ Active US bank account
Loan Features
- Direct creditor payments
- Credit-builder tools
- Loans up to $50,000
- Pre-qualification with soft pull
- Free credit monitoring
Ready to apply?
Go to Universal Credit Official Site ad