Wells Fargo Personal Loan – Apply for a Loan

4.0 / 5  (4,230 reviews)
Maximum Amount $100,000 USD
APR from 6.99%
Term 12 – 84 mo.
Funds in 1-3 business days
Apply on the Official Wells Fargo Personal Loan Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by Wells Fargo Personal Loan subject to eligibility and terms.

Contact Information

Company Wells Fargo Bank, N.A.
Address 420 Montgomery Street, San Francisco, CA 94104

Wells Fargo Personal Loan – Repayment Schedule

Estimated monthly payments at APR 6.99%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo. 36 mo. 60 mo. 84 mo.
$10,000 USD $865.22 $447.68 $308.73 $197.96 $150.88
$20,000 USD $1,730.44 $895.36 $617.45 $395.93 $301.76
$30,000 USD $2,595.66 $1,343.04 $926.18 $593.89 $452.63
$40,000 USD $3,460.89 $1,790.72 $1,234.90 $791.86 $603.51
$50,000 USD $4,326.11 $2,238.40 $1,543.63 $989.82 $754.39
$60,000 USD $5,191.33 $2,686.08 $1,852.35 $1,187.79 $905.27

Representative Example

Loan Amount $6,500 USD
Repayment Term 60 months
APR 6.99%
Monthly Payment $128.68
Total Interest Cost $1,220.63
Total Amount Payable $7,720.63

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $3,000 USD – $100,000 USD
Term 12 – 84 months
APR from 6.99%
Approval 1-3 business days
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Existing or new Wells Fargo checking account
  • ✓ Age 18+ years
  • ✓ US citizen or permanent resident
  • ✓ FICO 660+
  • ✓ Verifiable income

Loan Features

  • No origination or prepayment fees
  • Loans up to $100,000
  • Customer relationship discount
  • Joint applications accepted
  • Terms up to 7 years