Figure – Apply for a Loan
Contact Information
Company
Figure Lending LLC
Address
650 California Street, San Francisco, CA 94108
Website
https://www.figure.com
Figure – Repayment Schedule
Estimated monthly payments at APR 7.85%. Actual payment is determined at loan approval.
| Amount \ Term | 60 mo. | 84 mo. | 120 mo. |
|---|---|---|---|
| $15,000 USD | $303.07 | $232.67 | $180.80 |
| $25,000 USD | $505.12 | $387.79 | $301.34 |
| $35,000 USD | $707.16 | $542.91 | $421.88 |
| $45,000 USD | $909.21 | $698.02 | $542.41 |
| $55,000 USD | $1,111.26 | $853.14 | $662.95 |
Representative Example
Loan Amount
$12,500 USD
Repayment Term
60 months
APR
7.85%
Monthly Payment
$252.56
Total Interest Cost
$2,653.51
Total Amount Payable
$15,153.51
* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.
Quick Overview
Loan Amount
$15,000 USD – $400,000 USD
Term
60 – 360 months
APR from
7.85%
Approval
5 days
Eligible Age
18+ years
Online Application
Yes
Eligibility Requirements
- ✓ Age 18+ years
- ✓ US citizen or permanent resident
- ✓ Home in eligible state
- ✓ Credit score 640+
- ✓ Sufficient home equity
Loan Features
- Funding in 5 days
- 100% online application
- HELOC up to $400,000
- No appraisal needed (most cases)
- Fixed-rate draws
Ready to apply?
Go to Figure Official Site ad