OneMain Financial – Apply for a Loan

4.3 / 5  (6,480 reviews)
Maximum Amount $20,000 USD
APR from 18.00%
Term 24 – 60 mo.
Funds in Same day
Apply on the Official OneMain Financial Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by OneMain Financial subject to eligibility and terms.

Contact Information

Company OneMain Holdings, Inc.
Address 601 NW Second Street, Evansville, IN 47708

OneMain Financial – Repayment Schedule

Estimated monthly payments at APR 18.00%. Actual payment is determined at loan approval.

Amount \ Term 24 mo. 36 mo. 60 mo.
$5,000 USD $249.62 $180.76 $126.97
$10,000 USD $499.24 $361.52 $253.93
$15,000 USD $748.86 $542.29 $380.90
$20,000 USD $998.48 $723.05 $507.87

Representative Example

Loan Amount $5,750 USD
Repayment Term 60 months
APR 18.00%
Monthly Payment $146.01
Total Interest Cost $3,010.73
Total Amount Payable $8,760.73

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $1,500 USD – $20,000 USD
Term 24 – 60 months
APR from 18.00%
Approval Same day
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ US resident in service area
  • ✓ Stable income
  • ✓ Valid government ID
  • ✓ Optional collateral for lower rate

Loan Features

  • Bad credit accepted
  • Secured option available
  • 1,300+ branches in 44 states
  • Same-day funding possible
  • No minimum credit score