U.S. Bank Personal Loan – Apply for a Loan

4.1 / 5  (3,120 reviews)
Maximum Amount $50,000 USD
APR from 7.99%
Term 12 – 84 mo.
Funds in Same day for customers
Apply on the Official U.S. Bank Personal Loan Website ad

Applying does not obligate you to accept a loan offer. Loans are approved by U.S. Bank Personal Loan subject to eligibility and terms.

Contact Information

Company U.S. Bank National Association
Address 800 Nicollet Mall, Minneapolis, MN 55402

U.S. Bank Personal Loan – Repayment Schedule

Estimated monthly payments at APR 7.99%. Actual payment is determined at loan approval.

Amount \ Term 12 mo. 24 mo. 36 mo. 60 mo. 84 mo.
$5,000 USD $434.92 $226.11 $156.66 $101.36 $77.91
$10,000 USD $869.84 $452.23 $313.32 $202.72 $155.81
$15,000 USD $1,304.76 $678.34 $469.98 $304.07 $233.72
$20,000 USD $1,739.68 $904.45 $626.64 $405.43 $311.62
$25,000 USD $2,174.60 $1,130.57 $783.29 $506.79 $389.53
$30,000 USD $2,609.51 $1,356.68 $939.95 $608.15 $467.44

Representative Example

Loan Amount $5,500 USD
Repayment Term 60 months
APR 7.99%
Monthly Payment $111.49
Total Interest Cost $1,189.63
Total Amount Payable $6,689.63

* This example is for illustrative purposes. APR includes the interest rate and any applicable fees. Actual terms are determined upon signing the loan agreement.

Quick Overview

Loan Amount $1,000 USD – $50,000 USD
Term 12 – 84 months
APR from 7.99%
Approval Same day for customers
Eligible Age 18+ years
Online Application Yes

Eligibility Requirements

  • ✓ Age 18+ years
  • ✓ US resident in eligible state
  • ✓ FICO 660+
  • ✓ Verifiable income
  • ✓ US bank account

Loan Features

  • No origination fees
  • Autopay discount 0.50%
  • Loans up to $50,000
  • Same-day funding for customers
  • Both online and branch